Investment Returns Calculator

Calculate your investment gains and see how your money grows over time with compound interest and regular contributions.

The Power of Compound Interest

Compound interest is often called the eighth wonder of the world. Unlike simple interest, which only earns returns on your initial investment, compound interest earns returns on both your principal and accumulated interest. This creates exponential growth over time.

How This Calculator Works

This calculator uses monthly compounding to show how your investment grows. Your regular contributions are added throughout the year, and interest is calculated and added each month. The year-by-year breakdown shows you exactly how your wealth accumulates over time.

Tips for Building Wealth

  • Start early: Time is your greatest asset due to compound growth
  • Be consistent: Regular contributions add up significantly over time
  • Stay invested: Short-term market fluctuations matter less over long periods
  • Reinvest returns: Let your dividends and gains compound